UPDATED: Obama Sued Citibank Under CRA to Force it to Make Bad Loans

Posted on 03 October 2008

Do you remember how we told you that the Democrats and groups associated with them leaned on banks and even sued to get them to make bad loans under the Community Reinvestment Act which was a factor in causing the economic crisis (see HERE ) … well look at what some fellow bloggers have dug up while researching Obama’s legal career. Looks like a typical ACORN lawsuit to get banks to hand out bad loans.

In these lawsuits, ACORN makes a bogus claim of Redlining (denying poor people loans because of their ethnic heritage). They protest and get the local media to raise a big stink. This stink means that the bank faces thousands of people closing their accounts and get local politicians to lobby to stop the bank from doing some future business, expansions and mergers. If the bank goes to court, they will win, but the damage is already done because who is going to launch a big campaign to get the bank’s reputation back?

It is important to understand the nature of these lawsuits and what their purpose is. ACORN filed tons of these lawsuits and ALL of them allege racism.

Thanks to the IUSB Vision Weblog for providing additional details of this story.

We pulled the docket down, but here’s a brief for your summary:

Case Name
Buycks-Roberson v. Citibank Fed. Sav. Bank Fair Housing/Lending/Insurance
Docket / Court 94 C 4094 ( N.D. Ill. ) FH-IL-0011
State/Territory Illinois
Case Summary
Plaintiffs filed their class action lawsuit on July 6, 1994, alleging that Citibank had engaged in redlining practices in the Chicago metropolitan area in violation of the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691; the Fair Housing Act, 42 U.S.C. 3601-3619; the Thirteenth Amendment to the U.S. Constitution; and 42 U.S.C. 1981, 1982. Plaintiffs alleged that the Defendant-bank rejected loan applications of minority applicants while approving loan applications filed by white applicants with similar financial characteristics and credit histories. Plaintiffs sought injunctive relief, actual damages, and punitive damages.

U.S. District Court Judge Ruben Castillo certified the Plaintiffs’ suit as a class action on June 30, 1995. Buycks-Roberson v. Citibank Fed. Sav. Bank, 162 F.R.D. 322 (N.D. Ill. 1995). Also on June 30, Judge Castillo granted Plaintiffs’ motion to compel discovery of a sample of Defendant-bank’s loan application files. Buycks-Roberson v. Citibank Fed. Sav. Bank, 162 F.R.D. 338 (N.D. Ill. 1995).

The parties voluntarily dismissed the case on May 12, 1998, pursuant to a settlement agreement.
Plaintiff’s Lawyers Alexis, Hilary I. (Illinois)
FH-IL-0011-7500 | FH-IL-0011-7501 | FH-IL-0011-9000
Childers, Michael Allen (Illinois)
FH-IL-0011-7500 | FH-IL-0011-7501 | FH-IL-0011-9000
Clayton, Fay (Illinois)
FH-IL-0011-7500 | FH-IL-0011-7501 | FH-IL-0011-9000
Cummings, Jeffrey Irvine (Illinois)
FH-IL-0011-7500 | FH-IL-0011-7501 | FH-IL-0011-9000
Love, Sara Norris (Virginia)
Miner, Judson Hirsch (Illinois)
FH-IL-0011-7500 | FH-IL-0011-9000
Obama, Barack H. (Illinois)
FH-IL-0011-7500 | FH-IL-0011-7501 | FH-IL-0011-9000
Wickert, John Henry (Illinois)

UPDATE :  Hotair.com comments on this story HERE .

New York Post Article HERE :

THE seeds of today’s financial meltdown lie in the Community Reinvestment Act – a law passed in 1977 and made riskier by unwise amendments and regulatory rulings in later decades.

CRA was meant to encourage banks to make loans to high-risk borrowers, often minorities living in unstable neighborhoods. That has provided an opening to radical groups like ACORN (the Association of Community Organizations for Reform Now) to abuse the law by forcing banks to make hundreds of millions of dollars in “subprime” loans to often uncreditworthy poor and minority customers.

Any bank that wants to expand or merge with another has to show it has complied with CRA – and approval can be held up by complaints filed by groups like ACORN.

In fact, intimidation tactics, public charges of racism and threats to use CRA to block business expansion have enabled ACORN to extract hundreds of millions of dollars in loans and contributions from America’s financial institutions .

The Woods Fund report makes it clear Obama was fully aware of the intimidation tactics used by ACORN’s Madeline Talbott in her pioneering efforts to force banks to suspend their usual credit standards. Yet he supported Talbott in every conceivable way. He trained her personal staff and other aspiring ACORN leaders, he consulted with her extensively, and he arranged a major boost in foundation funding for her efforts.

And, as the leader of another charity, the Chicago Annenberg Challenge, Obama channeled more funding Talbott’s way – ostensibly for education projects but surely supportive of ACORN’s overall efforts.

UPDATE 2: Fox News gets on the story

UPDATE 3: CNS News Analysis

Under the Clinton administration, federal regulators began using the act to combat “red-lining,” a practice by which banks loaned money to some communities but not to others, based on economic status. “No loan is exempt, no bank is immune,” warned then-Attorney General Janet Reno. “For those who thumb their nose at us, I promise vigorous enforcement.”

The Clinton-Reno threat of “vigorous enforcement” pushed banks to make the now infamous loans that many blame for the current meltdown, Richman said. “Banks, in order to not get in trouble with the regulators, had to make loans to people who shouldn’t have been getting mortgage loans.”

This threat combined with the government backing of Fannie and Freddie set the stage for the current uncertainty, because the “banks could just sell the loans off to Fannie or Freddie,” who could buy them with little regard for negative financial outcomes, Richman said.


UPDATE 4: Obama Audio saying it was a Good Idea to give people loans that couldn’t afford them.

We told you before how Obama sued banks with so called “community organizers” to force the banks to give bad loans to people who couldn’t afford them. Well now we have the audio of Obama saying in 2007 that giving sub-prime loans to people who couldn’t afford them is a good idea.

UPDATE 5: So what really (no really ) cause this economic crisis?

Referenced / Associated News Article:

Government Engineered Mortgage Crisis: No Racism Here, Move Along.

Barack Obama’s Fannie Mae, Freddie Mac Connection

[tags]racism, acorn, barack obama, clinton, fannie mae, freddie mac, banks, refinance, mortgage, economic crisis,community reinvestment act, cra, scandal, Madeline Talbott, lawsuit,citibank, chicago, loan applications, minorities, credit history[/tags]

135 Comments For This Post

  1. Karen Kim says:

    How can anyone vote for Obama after seeing this? The man is an economic idiot!! Taxbreaks for 95% of Americans and increase taxes for "corporations"?? Corporations include small businesses!! These are not all oil companies we are talking about. A lot of Americans won't need that tax break because they won't be paying taxes-they won't have a job anymore after their overtaxed employer lays them off!! McCain needs to point out Obama's role in pushing the subprime mortgages, stress that he warned against them, and explain what will happen to American jobs if Obama's tax plan succeeds.

  2. Eemil says:

    I don't think 95% of Americans got a taxbreak. I personally didn't get one and I'm quite sure most other people are also waiting for their taxbreak.

  3. john says:

    We all need to commit to send this to ten friends ask them to send to 10 etc–we can do this–i will do 20–are you with me?? I am a democrat and I am shocked that I had to stumble upon this–there is something rotten going on –we have got to stop it==please join me now



  4. cindy says:

    This needs to go out as an advertisement to the American Public!!!! McCain needs to put his solider cap on and fight for the American people. Barack is out there blaming the current President and Banks for permitting bad loans, when in fact it was the Democratic Party that was strong arming them. He is in Indiana, Dayton and Cincinnati stating all these lies and no one calls him on it. Go for the end game. We want Republicans back in the drivers seat to get Capitalism back in motion. Part of the Democratic Party means Corruption nothing more. They are not out for the American People. They are out for themselves. We need to stop being an apathetic nation and get out there and fight for our rights. We cannot have Barack as President. It will change America Forever.

  5. DaisyRose says:

    I lived in Chicago during those years and it was a nightmare with this redlining nonsense – between Obama and others of his ilk it was a wonder anyone could do any business and survive! The taxes were unbelievable and still are on everyone that lives there and/or does business there. The City of Chicago is in the County of Cook and I bet those people pay the highest taxes in this country! It’s like most cities and states run by Democrats – high taxes and the people that pay them don’t really get a lot for their money but the do nothings are coddled and cradle to grave taken care of. The city had years of brown outs in the summer because the libs and yuppies didn’t want big energy – they finally upgraded the system when citizens and restaurant owners got tired of food spoiling in their refrigerators and freezers and threatened to leave. I shudder to think what will happen if these same Chicago cronies get their hands on the country nationally! I am sure if he wins Obama will surround himself with Mayor Daley who he helped drive the gunshops out of Chicago with, slum landlord Tony Rezko, terrorist William Ayers, racist preacher Jeremiah Wright, etal. All his friends running around the White House. What do Obama and Osama bin Ladin have in common? They both have friends who bombed the Pentagon.

  6. Chris says:


    Oh how I wish people would connect the dots so they could see, clearly, how Obama and his cronies have/will ruin the economy. Its a convoluted image, sadly, and quite difficult to see. My hunch is that most Americans will fall for the lies of Obama and his friends in the MSM.

    We may be in for four years of angst. Put your $$$ in off-shore banks, folks.


  7. Jessie Hamby says:

    If not for ACORN, McCain would lead in the polls.

  8. NH says:

    I don’t understand. With the sordid past of Obama and all this stuff coming out, it should be a landslide for McCain.

  9. Wyatt says:

    It should be, NH, but people have stopped thinking critically. They so irrationally hate George Bush that they don’t even consider anything remotely related to him, they just assume it is moronic. For some reason, even though he has been consistently bipartisan, John McCain is linked to GWB in the minds of these people.

    Besides that, the young voters who have no clue about the issues are voting for Obama simply because he looks like a cool, young black guy. That’s all there is. In my high school I see so many kids that no absolutely NOTHING about politics, and yet they say they are for Obama and that McCain is an old man. This type of thinking persists through the college years.

    It is a shame. Makes me think we should raise the voting age.

  10. Scott says:

    So THAT’s what a “community organizer” is! Finally I understand. I just always knew it as a “shakedown artist”, or the old school term “thug”. Right out of the Jesse Jackson mold. Give us what we want or we cry racism. Instead of “Your money or your life!”, it’s “Your money or your reputation and customers”. So much for the post racial candidate. No thanks.

  11. Stewart says:

    Bleeding-heart people will usually end up enabling someone to stay right where they’re at while others do all of the work for them.
    This whole sub-prime thing is a perfect example of giving someone a fish instead of teaching them to fish. You end up crippling them and making them dependent on you to supply their every need.

    In a country where all men are already declared to be created equal (and that include the women, too), someone has now decided that some are MORE equal than others. Rather than using the laws and regulations already in place, people said that we needed a way to guarantee that certain people cannot be turned down. They thought they were doing it to ensure that it wasn’t for their skin color or orientation, or beliefs, but what they didn’t realize was that it was empowering evil groups like ACORN to abuse the law. Now if you had no business getting a loan on a house, you could almost guarantee that you could still get it as long as you had someone willing to play the right card against the credit agency.

    I believe it ultimately comes down to people believing that with enough laws we will eventually be able to change and control the hearts of men. It’s from those hearts that all kinds of evils come; racism, sexism, and all other kinds of discrimination and hate. But what do liberals do? They say, “They ought to make a law to force people to think another way”. Laws never change hearts, they just shine an even brighter light on the evils within, and often end up hurting those who would never dream of doing the things that it was put in place to prevent.

  12. Gloria says:

    When you yell at MSM, you’re yelling at the very same Socialist or Socialist leaning or plain Communists–the graduates of America’s Communist infiltrated journalism schools. They’ve already been brainwashed. So they’re not about to put the truth out there. Admit to lies and deceit? I think not.

    American citizens got so involved in straightening John/Susie’s teeth they forgot about straightening their minds.

  13. Russ says:

    Two can play this game. Why not turn the tables on ACORN? How ’bout we file a class action suit against them for there voter registration frauds which diluted the wishes of legally registered voters in selecting their elected officials.

    Negating my vote alone would undoubtedly translate into personal ingury and suffering of at least $5 Million, just how big the claim could be with a class action suit.

    Given all the fraud they’re perpetuating this election cycle, if the law is ineffectual at stopping them then let’s put ’em out of business the old fashioned way – litigate ’em to death.

  14. Richard says:

    The reason McCain isn’t doing well is because the economy is being blamed on Bush. The McCain = Bush strategy is resonating with ignorant voters.

  15. DougInWA says:

    But with Obama’s willing friends in the media running interference….

    The world is upside-down. I fear for my country.

  16. brian says:

    To much crap is rising to the surface for the media to ignore. If they do, they are going to get as lot of this all over their faces. This ie not about exposing Obama, it’s about being straight with the American people. If the main stream media does not tell the factual truths they will lose the American people and our trust in the future. They will become past time entities, they will not survive. MSNBC is very close right now to losing most of it’s viewers due to their biased and untruthful practices. Overboard is just a vile character and has no respectability, and the rest of them are more sheep. It’s sad that we the people do not have better reporting offered to us. Let’s all get ready for the new designated slogan from the White House “You Betcha”. John and Sarah, are you going to clean up Washington? “You Betcha”!

  17. Gavin Rittmeyer says:

    When will McCain take off the gloves and get down to the business of defending this country in the political ring? Now is not the time to be nice. He needs to force the issue and make statements of fact about the socialist and radical ideologies of Obama — you then point to the relationship with Ayers, Kahlidi, Acorn etc as evidence to support the claim. Go after Obama’s ideologies!!!! Call a spade a spade — socialism for what it is. Even my 9 year old daughter understands that resdistribution of wealth is not fair. Heck, I think that the Cubs should have won — LA should have given them 1/2 their runs to make the playoffs more fair…..

  18. wanda keith says:

    It just goes on and on. There is nothing redeaming about Obama, and yet he continues to go up in the polls. Please, someone tell me how we can stop this man. I have talked until my voice is gone. I have presented articles and books for others to read. I feel as if I am talking to a bunch of cast members in ‘Night of the Living Dead’. Can someone out there help me. I am so frustrated.

  19. boc says:


  20. Helen Tatum says:

    Silly NH… this is not really coming out. We have heard this stuff (and much more) on Obama for the last year but the main stream media refuses to touch it. Most people get their news in sound bites on one of the big 3, ABC CBS NBC and they are not talking about anything that will favor conservatives. Same goes for CNN MSNBC and even (gasp) FOX. WE ARE TOAST!!!

  21. Archer says:

    Stay tuned, as the economy gets worse, what’s next?
    Martial Law? Socialism?
    Obama’s new way of dealing with Americans! “CHANGE IS COMING”

  22. Betty says:

    Why don’t the American people wake up! With Obama, the dems and the media running this country, we are well on are way to SOCIALISIM. The Dems want to make all people subserviant and indebted to the government so they can control us.

  23. Paul says:

    Did Obama Steal Election from Hillary via ACORN?

    He paid ACORN $800,000 to register voters in the primary (and was their lawyer, and trained their activists). Now ACORN’s massive voter registration fraud has been exposed. They are under federal investigation. Makes you wonder if Obama won the nomination fair and square. What do Hillary supporters say?

  24. Maxdee 55 says:

    Republicans want America to forget that they were the power in this nation from 2001 to 2006, there was no talk of bad loans when the real estate market was booming. Under Republican rule the national debt has doubled, salaries stagnated, prices rose, and the rich got richer. The Bush administration made deregulation its first priority, allowing business to do as they pleased with little or no oversight. But even so when groups like ACORN use race to blackmail banks to do their bidding, holding business hostage with threats of boycott, and protest, that is a disgrace, these are Al Sharpton tactics. The fact that Obama was associated with these groups reaffirms my belief that he is unqualified to be President. One thing is certain a white candidate with Obama’s baggage would never have been the nominee, the press would have made sure of that, Obama continues to receive a free ride because of his skin color, incredibly the media still seems fearful of portraying Obama for what he really is, half white.

  25. seek truth from facts says:

    Unless I missed something, this was the core issue in the case:

    “P­l­ai­n­ti­f­f­s­ al­l­eged that the Def­en­dan­t-b­an­k rejected l­oan­ ap­p­l­i­cati­on­s­ of­ m­i­n­ori­ty­ ap­p­l­i­can­ts­ whi­l­e ap­p­rovi­n­g l­oan­ ap­p­l­i­cati­on­s­ f­i­l­ed b­y­ whi­te ap­p­l­i­can­ts­ wi­th s­i­m­i­l­ar f­i­n­an­ci­al­ characteri­s­ti­cs­ an­d credi­t hi­s­tori­es­.” Several federal laws and the Constitution were implicated.

    Basic discrimination claim, seems to me. What is fundamentally shocking or appalling about a discrimination claim? By the way, lawyers in Illinois as in other States are ethically bound to not bring frivolous lawsuits. Doing so can result in sanctions being imposed on the lawyer.

    Where’s the beef?

  26. Bryan L says:

    Maybe we should start some type of campaign to rase some money to buy some 30 min prime time air time on ABC and CBS (like obama has done) and put this article and video and other findings on the air to get it across America. People NEED to find out the truth. I knew all along that president Bush had NOTHING to do with this financial melt down. Why is the media not pushing these issues? WHY are they so pro obama? I was on OBAMACRIMES.com all day yesterday and I hope to God that Mr Berg’s civil lawsuit against obama goes thru as planned. For those of you that not have heard of this lawsuit, There is a private lawyer in Lafayette Hill, PA by the name of Philip J. Berg that has put a civil case against obama pleading that he IS NOT eligible to run for POTUS because of him not being a natural born citizen of the USA. All that Mr Berg is asking of obama is to produce to the court is a ceritfied copy of his “vaulted” birth certificate and obama has yet to do so and keeps putting it off (wonder why?). You can check the whole thing out at OBAMACRIMES.com. Obama and his cronies have even went as far as putting a fake birth certificate on his website but he has been busted. PLEASE PLEASE check this out. Be sure to check the whole site out even go to the links at the bottom of the page and pass it along. Thanks

  27. Lynda says:

    WAKE UP AMERICA….can’t you see where this OBAMA wants to take us….not a straight and narrow path. Just more distruction and he is ahead of it all.

  28. Fred J. Harris says:

    If you believe ACORN, you’re nuts!–Obama cannot be trusted. Vote for McCain!!

  29. Chris says:

    Unbelievable, LOL! Nothing this spear-chucking, liberal idiot does, surprises me, anymore! Wake up and smell the coffee, America! John McCain: OUR LAST HOPE.

  30. Genevieve Johnson says:

    Subprime loans helped my family. I have a subprime loan. This loan helped me to buy a house, which we still pay on. But our was a good subprime loan, because I did my homework. They do help people to make their dream a reality. It’s not Obama’s fault. It’s the greedy predatory lending that happened and the real estate agents that pushed it. And no one to regulate these greedy people. I saw horrible loans out there that people were offering because they were making money on the back end. People can’t go into something blindly, but they did because they did not understand how the system worked. Also the real estate agents pushed the prices up more than they were worth, because they get 6% commission. They started the hype by saying if you don’t over bid, we have 10 other offers we have to compete with. I was outbidded on houses 6 times before finally we found a good real estate agent who didn’t do that to us and fought for us. People were over bidding like $25,000 over the actual appraised value. This is what happened. The system would have worked nicely if it was regulated more to screen the bad apples.

    I’m voting Obama. He’s not exactly the ideal, but he’s thinking about the working class. McCain is all about continuing the war. We need to concentrate on America. Obama is for keeping jobs here and he’s going to cut the act to do that as soon as he gets into office. I just heard another of my friends losing their job next month because the company is shipping the job to overseas. India. Everytime I call Dell, I get an Indian person on the phone with such a thick accent. I can’t even understand them. Keep the jobs here. Its not the housing economy. Its the job. Big companies shipping our jobs overseas. If people had jobs, they could pay for their mortgage. That’s the problem.

  31. tony says:

    No one forced the banks to give out money. They did so because they didn’t care if the loans would be paid back as long as they made money in the loan origination process. All the banks had to do to combat any claim was to be truthful and deny the loan based on credit worthiness. The banks used the CRA to rake in billions that they knew the could pass off to Fannie and Freddie. The last thing the banks are in this case is the victims. The fact is that the lawsuits were legitimate in combatting redlining of minorities that qualified for loans on a legitimate basis but were declined by banks and mortgage brokers from buying in “certain” neighborhoods. Say it with me now….President Obama. Get used to it.

  32. L says:

    I guess you folks overlooked the actual claims alleged by the plantiffs (e.g. Obama and others):
    “Plai­nt­i­ffs alleged­ t­hat­ t­he D­efend­ant­-bank r­ej­ec­t­ed­ lo­­an appli­c­at­i­o­­ns o­­f mi­no­­r­i­t­y appli­c­ant­s whi­le appr­o­­v­i­ng lo­­an appli­c­at­i­o­­ns fi­led­ by whi­t­e appli­c­ant­s wi­t­h si­mi­lar­ fi­nanc­i­al c­har­ac­t­er­i­st­i­c­s and­ c­r­ed­i­t­ hi­st­o­­r­i­es.”
    The suit is about ethnic discrimination – not forcing a company to do things that were not already being done.

  33. H.MOTH says:


  34. T Maz says:

    As long as McCain continues to behave in a gentlemanly, non-partisan manner he will lose. He needs to come out swinging on this issue. His campaign has been too timid. This is often the problem with Senators – they are so used to the gentle nature of the Senate they can’t get tough.

  35. H.MOTH says:


  36. Joe says:

    If you notice that Obama said “It started out as a good idea” but why did the end it there. They were taking his words out of context. Obama was pointing that “It started out as a good idea but now something is wrong”

  37. Joe says:

    I have never voted in my life. But 4 years ago when Bush was reelected I could not understand how. I always thought the American people would do what is right as a whole. But now I can see that America has gone down the wrong path. I could not understand how Bush could lie to everyone about Iraq and let the one that attacked us on 911 get away and then send our Military over to fight for Iraqy freedom. This all done in the name of our freedom. Was Iraq going to take our freedom? This was for the oil. This was to line their own pocket books. And now to set here and watch this election, is this Democracy. I can’t understand now how McCain is even close to Obama in the poles. I can’t understand how he even has anyone believing his lies. I am ashamed of this country. From the torture of POW’s to how McCain’s election campaign is being run. If McCain is elected I am seriously considering taking my family and moving from the United States.

  38. ReginaldL says:

    You Obama supporters are confusing a plaintiff’s allegation with a court rendered verdict of guilt. The text above says “alle­gi­n­g that Ci­ti­b­an­k had e­n­gage­d i­n­ re­dli­n­i­n­g p­racti­ce­s”. The parties settled out of court. Insurance companies do similar settlements on what might be viewed as silly suits because it’s cheaper in the long run.

    Imho, Citibank should have argued the case with Obama and ACORN in court, but probably saw a cheaper way out by selling crap loans to Fannie/Freddie.

  39. PMR says:

    Hey Joe, why wait? Hell,if you live close to me, I will come help you pack.If you are so ashamed of this country you do not deserve to be here. No matter who wins, this is our home, our country. I do not care who you want to be president, but I do care that you are ashamed of this country that has given you the right to even say such a thing. So while you can say whatever you like, if you want to leave, I will more than happy to help your sorry butt do just that.

  40. Steve says:

    Joe, Maybe with that attitude we would all be better off if your family did move out of the USA. Your man is nothing but a socialist.

  41. louie says:

    PEOPLE like joe our the typical jerks in our country that i wish they would move themselves out of this country with there families and gee just think how much better this country would be.understand i cant believe how these joe types think.iam ashamed of these stupied joe types that where born in this country .

  42. Jlynn says:

    JOE: Go ahead leave the country now, you are obviously uneducated and clueless.

  43. Todd says:

    Well duh Joe something is wrong. Something is very wrong. You are an American citizen and you are ashamed of your country? Well I am ashamed of you. Why is it that it is so convenient to forget all that has gone on to get to this point in history? I guess its convenient to notice that we haven’t had an attack on our country in over 2000 days. Finding Bin Laden? The man is dead. Has been. Al Qaeda keeps his memory alive to further the fear that you and other ignorant people gravitate to. We are fighting in Iraq to keep those terrorist on that battlefield not on the streets of NYC or elsewhere in the states. But here you go, you, take your family to Mexico or Canada or somewhere you feel safe, we don’t want or need you here anyway.

  44. Bobby Lammon says:

    I can’t understand why the American Public can be so blind. In all the past Democratic President’s Tenures, we always had higher taxes and financial problems. Obama is like a bright light bulb that draws all the American Moths to it and then they die form the heat. This country will do nothing but get worse under his Government. I hope we can see the truth before it is too late but it seams that too many are following him to destruction. I’m not saying that McCain has all the answers, but he would be a better leader than someone who has only been in Congress for 145 days and who has Muslim backing. We are fighting in Irac the same people that have sent millions of dollars to support Obama, what does that tell you??????

  45. Charlie says:

    Obama is not qualified to be president of the United States,and we should do whatever we can to make sure he isn’t elected.

    The Republican party however, brought its problem on itself. Of all the possible candidates the party could have nominated, McCain presented one of the least electable. His lack — of speaking ability, charisma, and general likeability makes him a tough sell. Add to that his obvious leaning toward the more well-off segment of society and we have the makings of a real challenge to get him elected. Had he not fortunately chosen Sarah Palen as a running mate, he would really face an uphill battle.

    But we must work with the hand we were dealt, and get out the vote for the McCain/Palin ticket. Otherwise — our values, standard of living, and whatever we may have accumulated in life — will go down the drain if Obama is elected.

  46. Elizabeth says:

    There are too many issues with Obama. I can’t see myself voting for a man who claims he is for change but doesn’t take a stand. His senate voting record shows he voted “present” instead of for or against a bill. This means he rather abstain from chosing a side during risky votes. He has a swirl of negative events, votes etc.. surrounding him. All you hear that is negative about McCain is his ideas and how he would lead, but he really doesn’t have any controversial events really tied to him that would cast doubt on him like Obama does. Obama has great ideas but so do all the rest of us, but it is experience and being a real leader that sets McCain and Obama apart. Both of their records show McCain is better fit. I wouldn’t trust a anyone to be the head of our country’s military when they never even served!

  47. Marshall says:

    Everyone is missing the point, the financial meltdown is being caused by sub-prime mortgages that started after 1999, the mortgages involved in the asuit listed above were regular mortgages at regular rates, NOT sub-prime mortgages at discount rates that later raised interest to the point where people could not repay the loans. The loans issued before 1997 rarely wnet into foreclosure and if they did, the bank did not lose money because there was not housing boom infalting the prices ofhomes until 2002, FIVE YEARS after these lawsuit! People pay attention tot he facts before you start accusing!

  48. Dirt McGirt says:

    I don’t know how well Mac is doing amongst the Polish population, Joe, but your astroturfing check from ACORN may not be as fat as you had hoped after all these FBI busts.

  49. tom says:



  50. RIChris says:

    People have said they would leave the US if McCain wins the election. These same people should not be here to begin with because they support the most UN-American candidate in history.

  51. tom says:


  52. al says:

    At least Obama was trying to help a majority of the American people. The republicans are ONLY concerned with the rich. If we haven’t been fighting this unnecessary war, which is making millions for folks with multiple milliion dollar plus homes we might not be in this mess. If the banks, investment banks and insurance companies of the world were paying their fair share in taxes and not giving each other huge bonuses maybe some of the riches would have trickeled down to the folks working hard to make mortgage payments. I truly hope that the American public is not as dumb as these folks hope. McCain is way too OLD for this Job!!!! He will not last four years. What I truly can’t understand is that John McCain was NOT good enough for then eight years ago, George Bush was their guy. Now they wont even mention George Bush and McCain/PALIN is suppose to get the job done. For what it’s worth I would vote for George Bush over John McCain because McCains short election campaign has been just as disaterous as Bush’s Presidency. I would hate too see four years of that duo in office. Train Wreck.

    Obama/Biden 08

  53. EyesWideOpen says:

    I know people who are big Obama supporters and they truely believe that the day he is innogarted (sp?) everything (the economy, the war in Iraq ect.) will be magicaly better – Obama utopia will reign in the USA! I have heard Obama called “the messiah” and thought it was just a joke, but there are many people who really think that he is our country’s savior – they will be sorely dissappointed – but will never admit their mistake – they will only continue to blindly blame the republicans for all of his ignorant choices. People are blinldy following this man, so called “educated people”, because they have portrayed all republicans as ignorant gun toting rednecks, if you ask me the Obama disciples are the truely ignorant. The state of our country and the mentality of the media and many of the citizens of this country truely frightens me.

  54. C.S. Lewis Jr. says:

    Exactly Joe. It’s refreshing to know someone can actually listen and hear without bias and comprehend what they just heard without some preconceived slant that they have subscribed to courtesy of Rupert Murdoch.

    When do neo-conservatives NOT take something out of context?

    T Maz…McCain is done. Put a fork in his, and his supremely stupid wife’s, rear end and roast them.

    President Obama. Can’t wait for that to become a reality on November 4th.

  55. Chris says:

    Fine, Joe. Go. We don’t need people in America who expect hand-outs from the government. I’m not necessarily poor, but I can’t afford to buy a house. So I don’t. Now, banks shouldn’t be raising the premiums on people after they signed – that’s just wrong. But a lot of those people lied about what they earned just to get those shady mortgages. “Can a blind man lead a blind man?” No. And wasn’t it JFK that said, “Ask not what your country can do for you…”? You know the rest. All I want my taxes to do is protect me from getting murdered or robbed. I don’t need hand-outs. I don’t need Obama.

  56. Dave says:

    Joe said “I have never voted in my life. But 4 years ago when Bush was reelected I could not understand how. ” It was people like you who did not vote that alowed him back in office. So please take your non voteing family to a country where you’re not given that right or allowed to voice any opinion.

  57. pegpond says:

    I am sorry but I think the people one associates with are an indication of the person you are the values hold, and as a Democrat before the primary as Obama was a new person on the scene I did extensive research on him. I googled him and found out about the Saul Alinsky, Acorn, Rezco, Ayers, Rev. Wright stuff on my own. (I might add I found about Hillarys infatuation with the Socialist Alinsky also and was not pleased), however if you can sit in a racist church for 20 years, be affiliated with a terrorrist like Ayers who’s agenda and values are so far removed from my belief in what one should hold ideal, family, education, self reliance. I find it offensive that you would sit on a board in which you help him (Ayers) disperse 60 million dollars for his so called education plan which did not focus on things I find important, Reading, Math, Science but instead want to radicalize students against there parents school, etc. I do not think Obama’s friendship with Rezco is inconsequential when he represented the people living in Rezcos Slums and did nothing to make him address the conditions the people he represented were living in when he could have influenced him.So by doing my own research I have come to the conclusion that while Obama can make a pretty speach, change his mind and discard people in his past when it is politically expedient he shows me that his lack of resolution and socialist leanings do not inspire me to vote for him and I choose the lesser of two evils, McCain may not be the ideal candidate but I do believe he has a strong desire to serve his country. Again I truly believe Obama is a Trojan Horse and that my Party has let me down promoting a candidate whose past associations I find personally repugnant, and whose lack of experience I find frightening. Obama may have gone to the best colleges and can be touted as very bright but for a person described this way he has made in my opinion some Very poor choices.I do not like what I have found out about his past, I feel he has not been vetted by the Media who instead chose to tear Clinton down while annointing this neophyte.

  58. Jean says:

    If you’ve never voted then YOU are part of the problem in America. Please don’t wait for the election to move out of the USA.

  59. Jack says:

    Anyone that tries to justify Obama’s involvement in this mortgage fiasco is not
    living in the world of reality. I nor anyone else I know would buy a home that
    was priced 10 times higher than I could afford, unless you want government to take care of you.

  60. Nick says:

    Joe, On behalf of America I would like to say, CYA.

  61. jim says:

    The law was passed to protect bank depositors from the practice of redlining (i.e. racial descrimination). People were dicriminated against because the banks, ususally in urban areas, took the money from the redlined area and wouldn’t lend it back to the very community were it came from. It’s amazing that just by posting a bunch of idiotic half truths, you can fill up a band wagon of supporters that can’t do even the most basic of research. Oh, the case was settled, so do you think CITI was innocent or guilty of the practice? This was a very common practice in Chicago.

  62. Ron says:

    The article basically claim’s Redlining is based on ethnicity. I disagree, it’s about property values and customers ability to repay loans within a specific area historically. Just like the insurance company has “Actuary Tables” to decide the risk vs profit potential in different neighborhood’s to adjust their rates accordingly. If the people and property in that zone are “Risky”, custom is to charge more for it. I don’t care what color you are or your ethnicity, the property history and potential profit is the question.

  63. scottmcpartland says:

    People who can’t differentiate between ACORN and the subprime crisis, who don’t understand that the time bomb in the economy, to use Buffett’s phrase, was CDS, really should stick to voting for American Idol. Ditto heads who want to blame Jimmy Carter for today’s economic mess, who are going back 10 years to find an Obama connection when pretty much every intelligent person, conservative and liberal thinks the lax regulation policies of Bush played the major role, are just proof of Mencken’s contention that no one every went broke underestimating the intelligence of the American public.

  64. Judy says:

    Good-bye Joe. And take all the rest of those who do not appreciate our freedoms with you. It’s too bad you don’t realize we live in the greatest country in the world. My two sons, who served in the military, tell me no one would believe the things they have seen or the way other nations have to live. Say good-bye to your freedoms if Obama makes it. With his LACK OF INTEGRITY, he won’t think twice to really “change” our nation, and it won’t be for the better!

  65. Andrea says:

    This just proves how we have so complete opposite world views. Our Country is divided. We have those like me , that belive in our Constitution and Freedom, and those as Obama , that believe that the government should provide and control the population. I am afraid we have come to this opposition because history is not being taught in our schools. If anyone with a brain will read the real history of our Constitution and why we fought for our independence I think your world view will either change – or you will decide to move to Russia – or as a matter of fact since all of these Countries we are harming – such as Iraq and Iran – since they are so great – why don’t you just move there and let us that love freedom abide in America.

  66. tera says:

    Lets face it, people who hold racist inclinations will justify and twist to their advantage anything that they can, rather than just admit they don’t like or trust black people. Its a fact that 50 percent of all white Americans still view blacks unfavorably and would not want one running this country. But racism is no longer acceptable, so what do people do instead? Like I said, they rationalize anything they can, to find fault with the unacceptable candidate, because they can no longer come out and say “I don’t like darkie”, so the smear tactic is used to cover up their true feelings. This is largely what we are seeing out there in responce to Barack. Just thought some of you should realize that. The fact of the matter is, Barack is the finest leader to come along in our lifetime, black or white (in his case both). Now this is the kind of man/leader we can truly take pride in, to represent us with the highest integrity. People without this integrity( and there’s a lot of them), just can’t see it yet. Cultivation takes time.

  67. Scott says:

    “Joe”, if a person can’t afford to buy something, how is it a good idea to saddle him or her with debt in order to buy it? The problem is that the original premise is flawed. If you can’t afford a house, then dont’ buy it!! And if McCain does win, we won’t miss you.

  68. Linda says:

    Ibama has three men working for him that cause the mess in the first place with WallStreet. I dobn’t like McCain but hell I don’t want Obama in . Obama is for the blacks I am sorry to say, and the blacks arn’t they only one that is poor or living on the streets either, Obama better get that in his thick skull white”s are having just as much as the blacks do the blacks arn’t the minority here either. So please lets vote for the indepence person . or the country will go to hell with either Obama or McCain Can’t let either of them in. we all can VOTE INDEPENDENT NOT DEMOCRATE or REPUBLICAIN.

  69. Brophinator says:

    Hey Joe… you should move now.
    Try Canada, they are almost a Socialist country… or Mexico. Although, I think it is tougher to move to Mexico than it is to illegally enter the USA and get a home loan without a Social Security number.
    Obama will most likely steal this election, and the Liberal elites will feel the short lived thrill of victory. That thrill will dissipate quickly as taxes are raised, our country is weakened, and the USA stops being a strong, sovereign nation and is forced to become a citizen nation of the new world.
    Joe… you don’t need to vote in this election either… there is a cemetery in your town where all the registered voters are voting multiple times for Obama.
    Don’t blame McCain for G. W. Bush, they are not the same people, and do not have the same ideals.
    Please don’t start voting…

  70. Giacobie says:

    What about all of those High End homes that retailed for 500k-1m that were marketed to Middle Class and upper Middle class income families as Vacation and second homes, or Executive first homes. Where Mortgage companies offered ARM’s, Pick a Pay and interest only ARM’s? Millions of these homes were bought and sold using similar underwriting guidelines that were used for CRA lending. The only difference was zip code, type of customer(White). The result of which millions of people hoping to catch the wave of flipping high end homes for a profit got caught holding properties with inflated values when purchased, lost market value when trying to sell and as a result, just walked away from the property, or declared bankruptcy to avoid paying their mortgage on these second and investment properties. These types of deals had as much if not more to do with the Bankning/ Mortgage collapse as CRA Loans, Nobody wants to talk about the invensment banks packaging these products in the market as well even though they were a bad deal for the economy (i.e. taxpayers). Stop trying to blame Urban communities for the collapse. This is a widespread problem that all income classes in this country are responsible for. Don’t just blame the Dems. The GOP is largley responsible (due to deregulation) as well!

  71. tom says:

    CYA Joe!!!!!

  72. Kristen says:

    Joe – feel free to take your friends too. You can also bring the people who feed you your misinformation. Obama will DESTROY this country.

  73. Millie says:

    Joe, you can move but you can’t take your money with you thanks to Charlie Wrangle & the House of Representatives. If you move out of the country they will tax your money at 50% to prevent it from leaving the country with you.

    Socialism in action…with more to come when Obama gets elected.

  74. Kelli says:

    T Maz
    Your comment about McCain being gentlemanly is sarcastic humor, right?

  75. chung lee says:

    Mr. Obama originally did not strike me as presidential material. Now, he scares me. He goes to “church” for 20 years, never hears this rev. speak hatefully (the congregation fully supports the reverend’s hate message) and is also never present when they occur. How will his presidency by: “I never saw that…”?
    Mr. Obama contributed to the housing/banking crisis as well with Acorn. His logic and justifications are always 20/20 hindsight. What we need is 20/20 foresight. If any of you feel the need to move out of the USA because McCain makes it to the White House, please, do go. Your judgment is as impaired as your “messiah.”

  76. Todd says:

    Once you stipulate to the racism of this article’s author, I guess the rest just falls into place, eh?

    See, as pointed out by other posters – and even the author – the ACORN lawsuits were about redlining – about denying loans based on racial discrimination.

    The author assumes that:
    A) the claims are “bogus” (thanks for being both judge and jury in your spare time) and that …
    B) since these are, by definition, claims brought by racial minorities, that they MUST BE bad loans.

    C’mon, be honest… How often do you bleach your Klan hood to keep it so lily-white?

  77. J. Patrick says:

    Obama say…

    Jeremiah Wright was a preacher, he was a good friend of mine. In 20 years I never heard a racist thing he said, but when we had communion I got full as a tick on his cheap ole wine!

  78. AAG says:

    Joe, leave now!

  79. Nye Lavalle says:

    Will you Obama haters cut it out! Let’s get real here for a change. John McCain is a great man that I have nothing but respect and admiration for and who I supported for President against lil w and who was smeared by the very Republican machine that now works to elect them.

    In these times, forget about Barrack as a black man and get over it and check your prejudices, hatred, racism, and bias at the door. Barrack, just like you, me, and ANYONE is first a huMAN, next a MAN, and then an American. He is cool, calm, and collected and what we need in these troubled times.

    He has strategic insights that are uncanny and an ability to execute a vision (see defeat of Clinton and polls in red states he “targeted” and did not concede).

    If he was white and his name was Barry Jones, he would be leading by a margin of 70% or more right now and even Republicans would be headed his way.

    Stop, think of yourself, your family, and your nation, Stop letting powerful “banking interests” sway you by their divide and conquer tactics. Become one, unite, and support the one man who has Warren Buffet at his side to help calm these volatile markets!

  80. Merle Widmer says:

    I do my best to expose Obama (and Biden) on my blog site http://widmer-peoria-watch.blogspot.com

    Keep ciruculating to everyone you know, Republican fence sitter, doubting Democrats and Independents.

    Thanks for this site.

  81. Alpha says:

    Hey Joe,

    Good, go ahead and leave this country, make sure you do not return. Just make sure the country you want to run to allows you to have the following freedoms and rights: SPEECH, make a decent living, and the right to purchase a home and good decent healthcare.

    Don’t always think the grass is greener on the other side of the road.

    It is people with your mental attitude that gives the impression that all AMERICANS are like you, this is one reason why we are not liked around this world.

    And you are promoting the idea that AMERICANS are only good for what they can do for others.

  82. Alpha says:

    I stand by my comment, if it is not likes. TOO BAD!!!!!!!!!!!!

  83. janeyre says:

    As with most things in this Racist Country. If Whites were given the same treatment as other’s… There would be no need for any of this. I am to believe all White people are good risks? I am to believe, all of the failures, are due to Blacks and Mexicans? Ed McMahon’s house was in Foreclosure… How does one explain that? Plenty of White people are losing their homes… It was predator vs greed… Neither won… It wasn’t a Black think either…

  84. Steven says:

    See ya Joe. Say hello to Alec Baldwin if you happen to go north of the border.

  85. Nancy says:

    I’ve lost half my stock investments, but I’m so grateful for Gangsta Rock emerging as a culture! We have the FBI to investigating lynchings from the 1940’s while they protect their pride by murdering us if we “dis” them. Now that they have the globe on it’s knees, they have to feel empowered with self-esteem. Any ideas what country I can move to? Somewhere the idiot Joe won’t go?

  86. J. Patrick says:

    As with most things in this Racist Country. If Whites were given the same treatment as other’s… There would be no need for any of this. I am to believe all White people are good risks? I am to believe, all of the failures, are due to Blacks and Mexicans? Ed McMahon’s house was in Foreclosure… How does one explain that? Plenty of White people are losing their homes… It was predator vs greed… Neither won… It wasn’t a Black think either…

    Jane Jane Jane, I think you projecteth too much. A red flag (as apposed to a black flag) went up with your very first sentence. What is racist about our country other than you? Put down your crackpipe,I’m sure there are some Kung-Fu movies to be watched and some malt liquor and pork skins to swill…and remember a stitch in time is probably a skin laceration.

  87. Walter S says:

    For all of you supporting Obama, note this: the man is is an empty shirt. He has no morals, no values, no compunction about lying through his teeth. He has nothing but the worst interests of the country in mind.

    He and his cronies are crooks. Vote for him and you’re throwing your vote away. He has no experience – and as I’ve said elsewhere, even if Sarah Palin had only her mayoral experience in Wasilla, it’s still a lot more than Obama has ever had.

    Name one thing the man has done. You can’t. He’s a do nothing, know nothing kind of person. It’s really sad that so many of you are supporting him based upon his race when there are far more decent, honorable, and experienced African-Americans out there. For example, there’s J. C. Watts, Ken Blackwell, Condoleeza Rice….

    Wake Up. Wake Up.Before it’s too late. These facts coming out about Obama’s deep association with ACORN, William Ayers, Bernadette Dorhn, Saul Alinsky’s ideals, etc….are only the tip of the iceberg. He’s a shill.

  88. beth says:

    My question is this if Obama is so smart and has such a great plan to fix the country, why has he never introduced any of it as legislation. It has been a long time but if I remember government class, the President cannot introduce legislation. So then what happens to the “plan” He should have stepped up in congress and actually done some work with the plan.

  89. !useyourhead! says:

    as usuall people are twisting things so that they can try and drive their point home. If you really read the above you would have realized that the area’s that were being “redlined” where area’s in which high risk loan applicant’s lived. Just because these area’s happened to be predominatly inhabited by people of different ethnic backrounds (eX. black, hispanic, ect.)doesn’t mean that thier weren’t whites there as well, and even if there was no white population in those area’s “redlined” why does that make it acceptible to hand out high risk loans? maybe people in these area’s should have been using some common sence and not trying to purchase something they couldn’t afford. AND MOST IMPORTANTLY PAY ATTENTION TO THE FACTS.. IN 2004 REPUBLICANS WARNED OF THIS HAPPENING AND THE DEM.’S…. WELL… DID WHAT YOU SEE HERE…


    ***VOTE McCAIN***

  90. !useyourhead! says:



  91. ed wood says:

    has anyone considered that obama may have an agenda for America not even based in democratic party agendas but elsewhere?

  92. mark says:

    Obama is the Greatest man in the country. He has a Great vision for the future of our once great country. I can’t wait to vote for him……twice!

  93. jay says:

    Yah! Go Republicans! George Bush doesn’t have anything to do with the state of the U.S. today. It’s all Clinton!, and Obama! The Democrats have been at the core of all evil for the last two decades! I think it was Clinton who sat on the board of Halliburton and is giving out all of those no-contest contracts to them. I also think it is Clinton who led us into a Trillion dollar war to secure oil sites in a foreign country. I also think it is Clinton who stood by while Oil was artificially pumped up by spectators to $140 a barrel. Oh, and I think Clinton was responsible for creating the largest increase in government spending. Oh and perhaps it was Clinton who also peeled back our civil liberties to protect us from “foreign terrorists”. Obama is a Marxist? Where do you people get this? Congratulations, you have all graduated from the school of crazy! The above audio clip Obama says that sub-prime lending was a good idea because it was supposed to let people buy homes who previously weren’t able to, not allow people to buy homes they couldn’t afford. There is a distinct difference there. Most banks judge your home buying power off of how much the monthly payment is. Sub-Prime lending just lowers the monthly payment and delays that interest so that people can afford a mortgage now that they may otherwise not be able to afford for a few years. If the person has a 20% down payment on a 100k loan then they would have most likely been fine. I believe that is why the balloon payment sub-prime’s were supposed to work. What happened in actuality is that people didnt’ put money down, and they didn’t tuck the monthly interest savings away in a bank account because they are just not that disciplined. So, let’s blame Obama for the credit mess. Nice logic there…….Why don’t you people go study some of the European countries that have universal “socialist” health care…people pay higher taxes, but they also have a higher standard of living than we do in the U.S. I’ve been over there and I agree with that. I would rather pay 15% more tax than I do now and have know exactly how much I am giving the government, rather than be privately taxed….Let’s see Bush’s tax record…he didn’t raise taxes much…that’s good…he did cut them for very wealthy people…..and he did give a couple of $300 checks out to everyone. Now let’s look at the flip side of that: Gas up 400%, Health Insurance up 300%, national debt up record amounts, and the largest drop in the stock market in it’s 112 year history. These must all be the Democrats fault.

  94. floyd says:

    Hey Joe, You need to go way down south, way down to Mexico way. (thanks Jimi)

    There is a tendency to blame a current administration for current bad economic times and vice versa. Good or bad economic times don’t pop up over night. They take years. The booming 90s for which Clinton got all the credit? Well that recovery started some 21 months before he took office–in abut April of 1991. half way through Bush 41’s term. But recessions and recoveries take a year or two to be generally acknowledged. Actually recessions are noticed much more quickly, but recoveries take longer to be recognized– people don’t feel richer right away. I have also read enough about the loosening of credit requirements for home loans that began in the late 90s.

    And as much as I think that GWB #43 has screwed up this country in many, many ways (mainly his borrow and spend government and his confusion btw Al-Qaida and Iraq to the tune of $12B a month and 4k Amrerican lives, and 100k+ Iraqi lives) I don’t think Bush can be blamed for the credit/financial mess we’re in.

  95. don says:

    The LAST thing this country needs is a black man in the White House begging for change!!!!

  96. Lucy says:

    No wonder jobs are going out of the country. If I owned a company and I could make money by paying lower taxes, I would do it. If companies are forced to leave, who will provide the jobs. It is a falacy that Obama can provide more jobs when there are no companies to provide the jobs. Nobody ever worked for a poor person. Common sense.

  97. G LESH says:


  98. Brad says:

    I was hospitalized when I was in Edwardsville.There were FEW doctors around anywhere.The few that were available were all overworked.I asked them why.They said due to regulations and the fact that ANY stupid lawsuit would go against them(because of pressure from liberal groups),the price of their insurance rose so much,most QUIT practicing or moved away.Is this the healthcare reform we need,when a few tired doctors work 20 hour days?I wish McCain would get on TV and tell the people the things they need to know.More people killed in Chicago most months than in the Iraq war.Chicago sales tax is 10.25%.Obviously its not being spent on crime control.be careful what you wish for,you just might get it!

  99. laura says:


  100. Salida says:

    I say this over and over. If the American people do not wake up, this country is in for the shock of our generation’s lifetime. DO NOT ELECT Obama. You’ve never seen what it is to be in a country run by the wrong people. Barack, Nancy, et all. I watch each day with amazement how the American people are being fooled. As a foreign friend told me one day “I’m surprised the American people who we consider to be smart and knowledgeable are allowing this man to lie his way into the presidency” Wake up people or else as Laura says “God help us.”

  101. Mary says:

    Everyone needs to get this stuff out to the MEDIA especially
    NBC,CNN,FOX,ABC and DEMAND them to show this and investigate.
    The American People have a right to know what OBAMA really is like.

    I cannot understand WHY anyone is voting for this man that is tied to terror links, ACORN,AYERS, RESKO, OBINDGO, and shall I go ON.
    We donot need another 9/11



  102. Jim Allen says:

    In Law Suit above it states that it was dismissed by the parties per settlement.
    What was the settlement and did the bank have to pay the fees for all those lawyers??

  103. Frank says:

    The problem is that the American people are not politically savy and that is very sad as the liberal media are so biased these people believe everything they report…There should be more regulation in the media making them comply with reporting the news on a neutral basis and not their po;itical opinions..

  104. plan B says:

    Stand up America! Allow NOT oboma crooks get in WH.

  105. Becky says:

    Come on Americans!!!! Why can’t you see what OBAMA really is.. A muslin and black man. Both should keep him out of the white house. How many blacks do you see operating a business. Very few, they are not reliable enough. Muslins came and tried to destroy us on 9/11. This country is divided more today than ever in the history of America. This should tell us obama is the wrong person to run this country. Our young people who have registered to vote have no clue as what is realy happening. I wish the vote age would change. McCain and Sarah need to come out against obama with all the truth and smear his name to dirt. They can and we could win this election,, but time is running out… Oh yes,, wonder where obama got his money to pay for his 30min on tv.. And the news media is crazy for putting it on. I wish everyone would stop watching those stations. Then they would sink with obama. Another thing obama is going to try and stop the conservative stations. I am upset with this election, I know what my children, grandchildren and I will have to face if the republicans do not go to the white house. We have to talk, send emails and PRAY. Go John and Sarah!!!!!! Smear obama!!!!!!

  106. LC says:

    Now here is the crux of the matter “At least Obama was trying to help…” Good intentions are NOT good enough! Look at what his “intentions” have led to! The Republicans in Congress who were trying to fight against the sub-prime lending mess back in 2005 – including McCain -were made to look like a bunch of mean-spirited racists. When in fact they were right, and much of, if not all of, the mortgage crisis and resulting financial meltdown could have been avoided. SOUND ECONOMIC PRINCIPLES should be adhered to (read: capitalist and free market, without government meddling). Marxist-inspired theories put into practice result in disaster, without exception! PEOPLE WAKE UP-OBAMA’S POOR JUDGMENT THEN IS THE SAME AS HIS POOR JUDGMENT NOW! The only thing he knows how to do is get ahead and get elected.

    >>”al says:
    October 10th, 2008 at 9:05 am
    At least Obama was trying to help a majority of the American people. The republicans are ONLY concerned with the rich”

  107. El Capitan says:

    Isn’t it interesting the parallels between Democrat presidential candidates Bill Clinton in 1992 and Barack Obama today?

    Bill Clinton carried Whitewater baggage and womanizing into his campaign, while Obama has Bill Ayers, Jerry Wright, and now ACORN problems.

    Can’t the Democrats offer someone with a cleaner reputation?

    I can’t remember the correct wording to the old saying about people who don’t learn from their mistakes are destined to repeat those mistakes. (Or something like that.)

    However, I will say that, given his radical past, Obama makes Bill Clinton look like a choir boy.

  108. Sue Truax says:

    We are not sure where he was born Will not divulge a birth certificate. If born in Hawaii was Hawaii a state then? Did momma go home with papa for him to be born? Whole thing of birth goes in circles. Who raised him for real? The people will love the antichrist and follow him. Front runner of what is to come

  109. Jerry Bourlier Sr. says:

    Doesn’t anyone remember 911? They planted and trained those pilots for many years to commit that cowardly and devastating act. Since it is a known fact that Obama was at one time trained as a terrorist and now we see all the money he is able to spend, Who knows but what the terrorist’s have trained, financed and planted Obama here to get into our goverment and destroy us from within. Just think what he could do as an informant for them if nothing else. Also his wife made the statement that this is the first time they have felt good about this country and is that only because they have a chance to take it over. I personally would not like to see either of them in public representing our country. Thanks this may sound way out to some but at least be open minded and think about it.

  110. Scott Mercer says:

    I am appalled by the acts of social engineering performed by Senator Obama, Franklin Raines,and future jailbird Barney Frank; to name a few. I am in the retail auto business and witnessed for years the same kind of activity. I worked for a minority-owned chrysler dealer; ironically the owner was chummy with Franklin Raines. Chrysler credit was coerced to finance minorities that wouldnt qualify to finance a hotdog! We new in advance the vehicles would be reposessed in a few months and the bank would lose thousands.Also, our owner was the President of the Black Dealers Association, therby he would travel around the country and try to bail out black owners who typically had embezzeled themselves and their business into near bankruptcy.Over and over again these dealers would be propped-up and recapitalized by the Chrysler Corporation. When things became real difficult they would call on Jesse “High” Jackson to assist. It was disgusting to watch this! The last manufacturer holdout was Toyota; but they were finally overcome by the likes of Jackson. The non-minorities are subsidizing these bad loans through higher interest rates and economic meltdowns.
    I am not proud of America for allowing itself to be high jacked by this criminal-like element.

  111. jeff says:

    THE ONE is going to win. Get ready for 4 years of Jimmy Carter. McCain refuses to fight.

  112. Byron says:

    It goes like this, all the problems we have today is because of the American majority who are more concerned about their Ipods, sports, reality TV, celeb lifestyles, and their other golden calves then what is going on in our government or in reality for that matter. Most Americans are too apathetic, uninvolved, or selfishly ignorant to take action against the tyrants in washington less alone vote them out. I remeber learning in history about a coloney that were getting screwed with taxes from an evil empire and one day they decided to have a tea party in Boston and the rest is history, what ever happened to that fighting spirit for freedom and change. Another problem is the lack of personal responsability for ones actions, most americans dont complain untill their lifestyle or comfort in abruptly affected then they scream stimulous check or mortgage bailout even though they made decisions that put them in that situation, and instead of riding out the consequences of their actions and learning a hard lesson not to repeat they get bailed out by the government they foolishly elected and pay a bigger fee later just like a credit card. The problem is not the liberals and crooked republicans but the people who put them in power.

  113. Kevin says:

    This is exactly why I am voting for Obama! MORONS DO NOT DESERVE A FREE COUNTRY. And yes, we will soon loose ours. Go Obama – the last nail in the US coffin.

  114. Kelvino says:

    Don’t Fool YourSelf, USA is Not Democratic ANYWAYS. Electoral College ELECTS Presidents, NOT THE PEOPLE. Financial Interests RUN USA, The Presidents Just a Front Puppet For The Show. They Prayed For This Uneducated Population They Now Have, No Child Left Behind HURTS Smarter Advanced Students,Idiots on Free Ride To Colleges From Inner Cities RUIN Universities,Affirmative Action RUINS MORALITY. THE New World Order Has Come To Fruition, Better Hold On To YOur Gun.

  115. Yep says:

    Don’t Fool YourSelf, USA is Not Democratic ANYWAYS. Electoral College ELECTS Presidents, NOT THE PEOPLE. Financial Interests RUN USA, The Presidents Just a Front Puppet For The Show. They Prayed For This Uneducated Population They Now Have, No Child Left Behind HURTS Smarter Advanced Students,Idiots on Free Ride To Colleges From Inner Cities RUIN Universities,Affirmative Action RUINS MORALITY. THE New World Order Has Come To Fruition, Better Hold On To YOur Gun.

    Fear not, this is the way it is suppose to be…….so it is written, I just didn’t expect to see this in my lifetime.

  116. BLP says:

    America is sleeping whilw the terrorists and racists take over our freedoms. How blind and dumb can a society be and still consider ourselves educated? We allowed our schools to be hijacked in the early 1900’s and now we are seeing the fruit of that effort. No one has the ability to ask questions, analyze information and/or make a rational decision. We are all being led as “lambs to the slaughter” and a slaughter it will be if Obama and his minions of deceit are allowed to move their socialist agenda with the full elected assistance of a democrate-controlled house and senate. (Yes I deliberately used lower case)

  117. Greg Anderstein says:

    Welcome to the new world order. The end of western civilization is around the corner. We had a good run…

  118. Eugene Tackleberry says:

    “Plaintiffs alleged that the Defendant-bank rejected loan applications of minority appl­icants while approving loan applications filed by white applicants with similar financial characteristics and cred­it histories.”

    Sounds like they were fighting for equal treatment of minorities who had similar qualifications, but were being denied loans due to their race. What’s wrong with being treated equally if you have the same/similar qualifications? I don’t think this example really proves your point.

  119. Susan says:

    Genevive Johnson (Oct. 10)

    I’m glad your sub-prime loan is working out. Nonetheless, the reason you give for voting for Obama isn’t logical…

    The reason US companies are taking their businesses out of this country is four fold:
    1) Cheap labor,
    2) Less regulation by gov’t.,
    3) Significantly less corporate taxes, and
    4) Protection from costly frivolous lawsuits (via international law).

    Everything Obama stands for will only further drive businesses out of this country (labor unions, more regulation, increased corporate taxes, and no torte reform–allowing ambulance chasing to continue, he is a lawyer after all).

    McCain is much more likely to produce the results you say you want.

  120. bob jones says:

    All these people crying about jobs in America. I would love to know what kind of car they drive? American? I doubt it !

  121. JAQUEBAUER says:








  122. Tony says:

    Like the song says,”Obama’s gonna change it, he’ll REARRANGE it, Obama’s gonna CHANGE THE WORLD!!”
    As The (Dis)Honorable Reverend Lois Farrakhan says,”When the Messiah Speaksssss, Everyone Listenssssssssssssssssss!” (emphasis mine)
    And as BARACK OBAMA said last night, “Contrary to what many of you have heard, I was NOT born in a MANGER! I was actually born on the planet KRYPTON, and my father’s name is Jor-El! I was actually sent here, TO SAVE THE PLANET EARTH!!”

  123. Carolyn says:

    Finally, I found people who are sane. Recently I received an Email with Obama carrying a book called “The Post-American World. This should scare every one.

  124. LFord says:

    “Wyatt says:
    October 9th, 2008 at 6:40 pm

    For some reason, even though he has been consistently bipartisan, John McCain is linked to GWB in the minds of these people.”

    That SOME reason would be the mainstream media, Obama, and every Demlib on the planet pounding on a unified message that a “vote for McCain is a vote for Bush.” Obama is continuously running a TV ad that states McCain voted “with Bush” 90% of the time. Of course, most of the Senate and House Demlibs did the same, but THAT side of the story is not being presented.

  125. mimi says:

    I have found that most of those voting for this individual are really out there in the ozone.
    When presented with facts they call them lies….this man has hypnotized them.
    I wonder how many voting for this man call themselves “christians”.
    In that vein if they are a christian how can they vote for a man who supports partial birth abortion.Dont drag in the rape , mother health and all the bull that takes away from what it is, infanticide.
    He is a liar a thief and a lawyer, that makes his a master at twisting the truth to his benefit and then to back track and say what I meant was….
    As the masses of lemmings jump off the cliff into free milk and honey for everyone only to find themselves drowning in loss of self, I will honestly be able to say I never voted for the SOB and continue to rant my dislike for him as they drag me away to some socialist reform school….

  126. T-Bone says:

    Thanks Mimi. I am astonished that the dyed-in-the-wool democrat’s gullibility factor also includes some very serious cases of hard-core liberal denial. Obama has no knowledge or experience in governing a nation – not even a state. If he’s elected, the decline of this nation will be fast and hard. It will come to a point where the media will or can no longer hide his fallacies. I truly expect him to continue where he left off in the senate – often tardy, late or a no-show on legislative issues. I expect him to panic and run when he’s subjected to grave national concerns. It takes a heck of a lot of true moral and ethical character to be a president. The democrats best presidential candidate choices were hardly any better – however they certainly were better, nonetheless. His running is more of an experiment. Too bad they failed to provide somebody with some experience. All that Obama is running on is whatever is opposed to GWB. The media has been completely shameless in their constant barage of attacks against our sitting president. My heart goes out for President Bush because he has in fact, done a fine job as the commander-in-chief prior the ’06 elections. The real blame for our current situation should be accurately assessed against the current majority democratic legislative body. I couldn’t imagine the mainstream media characterizing it with any honestly.

  127. mimi says:

    The only experience this Jackass has is covering his lies.Now he has an “auntie” from Kenya who is not only living public housing,but is in this country illegally.MMMM he has such close ties wiht his heritage, that he claims he has no idea about her alien status…and once again the masses fall at his feet and worship him.So the auntie is obviously living in poverty,he is unaware.Still he plans to redistribute the wealth of the people from the haves to the have nots.
    I do believe that charity begins at home.He isnt taking care of his own blood. Why do these socially dependent people believe he is going to provide for them?
    Am I confused here?Are my values misplaced? Has the mob mentality had such an effect that people are not looking at the whole picture?How many of these registered voters have an IQ above 70? How many would be voting for him if he wasnt a Bi-racial man?Why wont the LA Times release the video? Does Barack Obama have the ability to throw the first pitch at the season opener or is he goiing to retreat to the locker room and vote present??

  128. Rich says:

    When major media like CNN, NBC, ABC MSNBC ignore this especially when they know that OBAMA is involved but chose to treat the americans as ignorant from knowing the truth; americans should question the media. Americans should realize by now or ask themselves “How come the media never showed us this before; we have a right to know; how come they pick on Sarah Palin and not on OBAMA for what he did; I now know the MSM is not speaking for us but for OBAMA, they answer to him, protect him from questions we could have asked; what is the big secret here.”
    Now you know.
    Do you think the MEDIAS owe you answers-you bet they do.

  129. TLT says:

    Do you really think Medias are free and un-bias, you guys need to turn off your tv’s and read. They pick on Palin b/c she never DID anything and its obvious, she is a drop out of several colleges and has no experience as a statesman.
    Turn off your tv’s, your watching pre-filtered garbage.
    MIMI- people want obama b/c he’s not a career military man with ancestors embedded in every oil and weapons contract. But you need to realize politicians don’t matter, those who control the dollar make the decisions, not politicians.

  130. ADF says:

    TLT, get your facts straight. You really don’t have to dig far to learn about Sarah Palin. Hard to imagine what misguided information you have been fed. The depth of your ignorance does explain how our country has come to the edge of the abyss.

  131. Anthony Rogers says:

    Obama sucks. Wow look at him go. Just destroying our country with his unexperienced ways. We are screwed. Only reason he got in office is because of color.

  132. Vicki D says:

    The media will never tell this story. It doesn’t “fit the template.”

  133. TJ says:

    Wow haha. It is hilarious and entertaining watching everyone in here flapping their chops. Why get so riled up about the economy and point fingers at everyone. There are always conspiracies.. finger pointing and someone trying to hang someone else. People who are political fanatics with overboosted opinions… Looking at most of you here… just need attention..

    Don’t run around blaming everyone or targeting one individual, like our president.

    I’ll say it like this, and I challenge anyone to tell me that I am wrong…

    It doesn’t matter who is voted in, they are just a puppet. A pawn. Today presidential success is measured by how many of your proposed promises that you follow through with. During the campaign, they make as many as they can that have a reliable chance of passing or being put into action, but there is always someone tugging the strings in the other direction. Give and take, push and shove and all that crap that goes on behind the scenes. Same thing happened to the Governator, poor guy didn’t understand the extent of greed and corruption, the race for personal gain and prestiege. Many of his promises were knocked down or subverted.

    So don’t blame anyone for anything. This world is going to shit and there is nothing we can do to stop it. It’s our imperfect nature to screw everything up.

    Point being, don’t waste your breath or time worrying about world or economic conditions. Do your best to provide for yourself and focus your energy on keeping your family and lifestyle going.

  134. Anon says:

    Some people are really slow. If the efforts of the CRA to minimize redlining were really the primary reason for the so-called sub-prime crisis and economic meltdown the World experienced over the last year, most of the foreclosures would be minority-owned, and mortgage related. Strange, but foreclosures have come from all socioeconomic groups and while they started with sub-prime borrowers a couple of years ago, the foreclosures have spread to alt-A and prime loans more recently. Moreover, they have much more to do with the toxic derivatives created on Wall Street, starting with J. P. Morgan’s “Bistro” product which allowed the securitization genie to escape the bottle. Mix with creative ratings, a flawed view of residential real estate appreciation, leverage and greed and you get nirvana for the shadow banking industry. An enterprise that only exists as a result of deregulation, the mistaken perception that anyone is qualified to assess risk and originate loans. Am I overlooking something?

  135. Todd says:

    wow why doesnt this still get press coverage in the media?

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